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Whether you've been reading since our first newsletter in 2023 or this is your first edition, we hope this has been beneficial. Share it with a friend or reply with any feedback.
If you need help with your ecommerce accounting, sales tax, inventory management, CFO, or other accounting related issues, let us know. |
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1. [READ] Wholesale Financial Realities |
- Wholesale orders require major upfront inventory spend, flipping your cash cycle and often demanding short-term financing or credit lines.
- Wholesale turns you into a lender with long payment terms, higher bad debt risk, and greater AR management complexity.
- EDI systems are a necessary cost of going wholesale.
- Lower wholesale pricing, marketing support demands, and freight costs can dilute overall margins and create cross-channel profit pressure.
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Clickbait title aside, this episode of the Operators Podcast was a good listen where they covered
- To Amazon or Not
- The Risks of Wholesale
- Is Being in Big Stores Worth It?
- The Case for Owned Retail
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3. [READ] 5 Shopify Mistakes That Kill Holiday Profits |
- Broken Feeds: Google and Meta product feeds can stop ads and related sales.
- Missing Channels: Products not synced to all sales channels = zero visibility.
- Shipping Gaps: No fast shipping? No late-December buyers.
- Discount Stacking: Overlapping promos can wipe out margins.
- Tax Neglect: Big holiday sales can trigger new tax nexus. Be sure to register before collecting!
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[READ] Best Small Business Loans of November 2025 |
- Bluevine Line of Credit: Up to $250K, funds in 24 hours.
- altbanq Online Term Loan: Loans to $10M up to 24 months.
- Accion Opportunity Fund Working Capital Loan: Up to $350K starting at 8.49%.
More options reviewed in the article |
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[READ] Supreme Court justices appear skeptical that Trump tariffs are legal |
- Justices from both sides challenged Trump’s claim that his tariffs under IEEPA are “regulatory,” not taxes.
- If ruled illegal, the U.S. may owe $750B+ in refunds, per Treasury filings.
- Customs duties surged 300% year-over-year in late FY2025, signaling major import cost pressure for U.S. businesses.
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[READ] Do Business Credit Cards Affect Personal Credit Score? |
- Most issuers report only negative info (late payments or delinquencies) to personal credit bureaus.
- Hard inquiries temporarily lower scores, but consistent on-time payments build business credit, not personal.
- Personal guarantees still apply: if your business defaults, the debt can hit your personal credit report.
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We'd love to know what you think about this newsletter. Love it? Hate it? How can we improve it?
Reply to this email and let us know. 😊 |
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