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Debt strategy, Wholesale crash course, Tariff refunds
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Top 3

1. [READ/LISTEN] Ecommerce Debt Strategy: Keys to Lending Success

In the latest episode of the Ecommerce Finance Podcast, we talk debt strategy with Alek Koenig, CEO at Settle: 

  • Secure credit lines before you’re low on cash to improve terms. 

  • Traditional banks lend too little, while fast money is too costly. 

  • Clean, accrual-based financials boost lendability. 

  • Plan lending like a CFO, not a founder in panic mode. 

Go to Debt Decisions: Smart Financing for Ecommerce Founders for links to watch or listen 

2. [LISTEN] 30-minute Wholesale Crash Course

This was a quick-hit podcast episode on wholesaling covering: 

  • Cost structures 

  • Accounts receivables considerations 

  • Sales costs and realties 

  • Pricing protection 

3. [READ] Companies Could Be Owed Billions of Dollars If Tariff Ruling Sticks

  • Tariffs may be subject to refunds if the Supreme Court upholds a recent appeals court ruling. 

  • Companies should carefully track tariff payments in the event of any potential refund opportunities. 

  • Class action lawsuits and trade associations may drive refunds. 

In Other News

[READ] Appellate Court Rules Trump’s Global Tariffs Illegal, But Delays Action

  • Appeals court ruling: Trump lacked authority for sweeping tariffs. 

  • Tariffs impact trillions in trade; refunds possible if Supreme Court upholds ruling. 

  • Importers advised: maintain clear tariff records to recover payments quickly if overturned. 

[READ] Ecommerce after De Minimis Tariff Exemption

  • U.S. ended $800 duty-free import threshold Aug 29; hit China/Hong Kong shipments in May. 

  • Losers: Cross-border dropshippers now face duties/taxes on <$800 parcels, squeezing already thin margins. 

  • Winners: U.S. ecommerce brands gain pricing power as cheap duty-free imports disappear. 

[READ] VATs Versus Tariffs

  • VATs are consumption taxes; tariffs are import taxes that raise domestic prices. 

  • VATs are border-adjustable (exports exempt, imports taxed); tariffs target only imports, often distorting trade flows. 

  • 175+ countries use VAT, with rates ranging from 17% (Luxembourg) to 27% (Hungary) in the EU for example. 

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